Terms of Service
Effective Date: November 2025
Last Updated: November 2025
Welcome to Susan C. Lloyd CPA (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website https://1cpa4u.com and any services, communications, or digital features offered by us (collectively, the “Service”).
By accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please discontinue use of the Service immediately.
1. Acceptance of Terms
By accessing or using this Site, you agree to these Terms of Service and our Privacy Policy. Continued use after any posted update constitutes acceptance of the revised Terms.
2. SMS Messaging Terms & Compliance
2.1 Program Description
Our SMS messaging program sends appointment confirmations, reminders, and customer-support updates to clients who have explicitly opted in through our website or scheduling forms.
Messages may include:
Scheduling confirmations and reminders
Rescheduling notices or updates
Customer support communications
Opt-in consent is collected through dedicated checkboxes on web or mobile forms.
2.2 Opt-In Disclosure
By subscribing to our text messages, you agree to receive recurring messages regarding your appointments and related services. Message & data rates may apply. Text HELP for help or STOP to cancel. Message frequency varies based on your activity and appointments.
2.3 Cancellation Instructions
You can cancel SMS notifications at any time by replying STOP to any message. We will confirm your unsubscribe status via SMS. To resume, re-opt in via our website or scheduling form.
2.4 Support Information
For help, reply HELP or contact us at help@1cpa4u.com or 530-221-1609 during business hours.
2.5 Carrier Liability
Carriers are not liable for delayed or undelivered messages.
2.6 Message & Data Rates
Standard message and data rates may apply for all communications. Frequency may vary according to service usage and appointment activity. Contact your wireless provider for rate details.
2.7 Supported Carriers
Our program supports all major U.S. carriers, including AT&T, T-Mobile, Verizon, and most regional networks.
2.8 Age Restriction
Participants must be 18 years or older to use our SMS program.
2.9 Privacy Assurance
We comply with the Telephone Consumer Protection Act (TCPA) and CTIA guidelines. We do not share, sell, or rent mobile opt-in data or consent records for marketing or promotional use. For full details, see our Privacy Policy.
3. No Rendering of Advice
All content on this Site is provided for general informational purposes only. It does not constitute accounting, tax, legal, or financial advice and should not be relied upon as such.
Use of this Site does not create an accountant–client relationship. You should consult a licensed CPA before acting on any information found here.
Any U.S. federal tax information contained on this Site is not intended or written to be used for the purpose of avoiding tax penalties under U.S. law.
4. Accuracy of Information
While we strive for accuracy, we make no guarantees regarding the completeness, reliability, or timeliness of any content. We assume no responsibility for errors, omissions, or inaccuracies in the Site or related materials.
5. Intellectual Property Rights
All content on this Site—including text, graphics, logos, icons, images, audio clips, and software—is the property of Susan C. Lloyd CPA or its licensors and protected by U.S. and international copyright laws.
You may view and print individual pages for personal, non-commercial use only.
You may not reproduce, modify, republish, or distribute any material from this Site without our prior written consent.
6. User Submissions and License
By submitting any content (comments, testimonials, media, etc.) to us through the Site or other digital channels, you represent that you own or have permission to share it. You grant Susan C. Lloyd CPA a perpetual, royalty-free, non-exclusive license to use, reproduce, or display that content in connection with our business.
7. Links to Third-Party Websites
For convenience, this Site may contain links to external websites maintained by third parties.
We do not control or endorse third-party content and are not responsible for its accuracy or reliability. Your use of third-party sites is at your own risk.
8. Online Commerce
Sections of the Site may allow purchases or bookings through third-party vendors. We are not responsible for the quality, accuracy, or reliability of third-party products or services.
Any transactions conducted with outside vendors are solely between you and that vendor.
9. Registration & Passwords
To access certain features, you may need to create an account. You agree to provide accurate, current information and to safeguard your login credentials.
You are responsible for all activities under your account. Report unauthorized access immediately to help@1cpa4u.com.
We are not liable for losses resulting from failure to protect your credentials.
10. Disclaimers and Limitation of Liability
The Service is provided “as is” and “as available.” Use is at your own risk.
We disclaim all warranties—express or implied—including merchantability, fitness for a particular purpose, and non-infringement.
In no event shall Susan C. Lloyd CPA, its affiliates, officers, employees, or agents be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use the Service.
11. Indemnification
You agree to indemnify and hold harmless Susan C. Lloyd CPA, its officers, employees, and agents from any claims, damages, liabilities, or expenses resulting from your violation of these Terms or misuse of the Site.
12. Termination
We may suspend or terminate your access to the Site at any time, without notice, for conduct that we determine violates these Terms or applicable law. Upon termination, you must cease all use of the Site and its content.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
Any disputes shall be resolved exclusively through binding arbitration or small-claims proceedings within Shasta County, California.
14. Changes to These Terms
We may update or modify these Terms of Service at any time without prior notice. The latest version will always be posted on this page with the effective date. Continued use after posting constitutes acceptance of any changes.
15. Contact Us
If you have questions regarding these Terms of Service, please contact:
Susan C. Lloyd CPA
329 Lake Boulevard
Redding, CA 96003
Phone: 530-221-1609
Email: help@1cpa4u.com
Website: https://1cpa4u.com
By using our website and services, you acknowledge and agree to these Terms of Service.